Prospar Consulting LLP

Wealth is built by behaviour, not brilliance.

We are a boutique wealth firm for people who think in decades: combining goal-based planning, disciplined investing, and a graduated path from mutual funds to PMS & AIF as your wealth grows.

Start today. Time never comes back. Don’t let a delay today become an opportunity lost tomorrow.

PMS & AIF for qualified investors Explore the calculators Read our thinking
26×over 26 years
What the Nifty delivered to investors who sat through every crash from 1999 to 2026: the dot-com bust, 2008, COVID, all of them.
₹1.07 Cr vs ₹4 Lsame funds, same SIP
The gap between an investor who continued a ₹10,000 SIP for 15 years and one who stopped after 3 flat years. Behaviour, not selection.
½every decade
What inflation quietly takes from idle money at ~7%. The real risk isn't a market fall: it's money that never grows.

How we think

Three principles run through everything on this site, and every portfolio we help build.

Evidence over emotion

Every claim we make is backed by data you can check, often in our own calculators. If the numbers don't survive scrutiny, we won't say it.

Time over timing

Every 5-year window since 1999 contained a frightening fall. The investors who were paid were the ones who stayed. We build plans you can hold through corrections.

Structure over products

Emergency fund, then goals, then growth, then sophistication. PMS and AIF have their place: on top of a solid core, never instead of it.

How we serve

A graduated relationship that matches where you are on the wealth ladder.

Plan

Goal-based planning with 15 free, honest calculators: retirement, education, income, net worth.

Open calculators

Learn

Data-backed investor education: the behaviour, the evidence, and the mistakes to avoid.

Read insights

Elevate

For qualified investors: curated PMS (₹50L+) and AIF (₹1Cr+) strategies through SEBI-registered providers.

PMS & AIF

Talk

A conversation with an expert, not a sales pitch. Bring your questions and your numbers.

Contact

From our insights

SIPs look broken in year 3: that's when they're being built

The 15-year data behind the costliest mistake in investing.

Read

Which rung of the wealth ladder are you on?

Seven stages from Dependent to Abundance, and the next step for each.

Read
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Figures cited are from published market data (NSE) and our own illustrative studies using actual fund NAV histories; past performance does not guarantee future returns. All content is for education and awareness, not investment advice or an offer of any product. Investments are subject to market risks.

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