Disclosures, disclaimers & privacy
Plain-English versions first, formal wording beneath. If anything here is unclear, write to us: clarity is the point.
1 · About the firm
Prospar Consulting LLP is an Indian limited liability partnership engaged in investor education, financial-planning tools, mutual fund distribution, and the distribution of Portfolio Management Services (PMS) and Alternative Investment Funds (AIF) through formal arrangements with SEBI-registered providers. Statutory registration particulars (LLP identification number, AMFI registration details) are being added to this page as part of the site's ongoing rollout and are available on request in the interim.
2 · Nature of services & how we are compensated
We are distributors and educators, not portfolio managers: investment products presented through this site are manufactured and managed by SEBI-registered entities (asset management companies, portfolio managers, AIF managers). For distribution, Prospar may receive commissions or referral remuneration from these providers. This remuneration is disclosed to clients. We do not accept compensation contingent on presenting any product as risk-free or on projecting returns.
3 · No advice, no offer
Content on this website (calculators, insights, creatives, and explanatory pages) is for education and awareness only. It does not constitute investment advice, research, or an offer or solicitation to buy any financial product. Any engagement with Prospar is formalised separately in writing, after suitability discussions.
4 · Market risks & no assured returns
Mutual funds, PMS, AIF and all market-linked investments are subject to market risks. Past performance (including every historical figure cited on this site) does not guarantee or indicate future returns. Nothing on this site should be read as a promise, projection, or assurance of any return. Please read all scheme-related and offer documents carefully before investing.
5 · Calculator & illustration assumptions
- Calculators use simplified, stated assumptions: monthly compounding, instalments at the start of each month, annual step-ups, and constant assumed rates of return.
- Default assumed returns are deliberately moderate (equity 12% p.a. or lower in illustrations) and are assumptions, not forecasts.
- Unless a tool states otherwise, results ignore taxes, exit loads and transaction costs; actual outcomes will differ. Note that the expense ratio is always deducted from a fund’s advertised return: published NAVs and the returns you see are already net of it.
- Historical studies in our Insights are based on published NAV and index data over the stated periods, with sources named on each piece.
6 · Third-party content & credits
Where our education material draws on public data (NSE, BSE, AMFI, SEBI, RBI, IMF and similar), the source is cited on the piece itself. Third-party creatives, frameworks and publications referenced in our work are credited to their creators; trademarks belong to their respective owners. If you believe any credit is missing or incorrect, write to us and we will correct it promptly.
7 · Privacy
- Our calculators run entirely in your browser. Numbers you enter are not transmitted to us or to any server.
- The Net Worth tool offers an optional save that uses your browser's local storage only: the data never leaves your device, and you can clear it anytime from the tool.
- This site sets no advertising trackers. It is hosted as static pages; the host may keep standard access logs.
- If you email us, we use your details only to respond to your enquiry and for any engagement you subsequently choose. We do not sell or rent contact information.
8 · Grievances
Write to your consultant: ruchika@consultprospar.com or nikesh@consultprospar.com: with "Grievance" in the subject line; we acknowledge within two working days. For grievances concerning SEBI-regulated products or intermediaries, investors may also use SEBI's SCORES platform at scores.sebi.gov.in.
This page is updated as the firm's registrations and empanelments progress. Last updated: August 2026.