About Prospar
We manage wealth the way wealth is actually built: slowly, deliberately, and with the evidence on our side.
How we think
Most investment outcomes in India are decided long before any product is chosen. They are decided by whether a family starts early or late; whether the SIP survives its third flat year; whether idle money is left to inflation; whether last year's winning fund is chased into next year's disappointment. The data on this is unambiguous: we've published much of it in our Insights, and it shapes everything we do.
So we begin where the evidence says returns are actually made: behaviour and structure. A plan you can hold through a 30% drawdown beats a brilliant strategy you'll abandon. An emergency fund, clean insurance, and goal-matched horizons come before any conversation about alpha. Once that foundation exists, sophistication has a place, diversified funds first, and for qualified investors, professionally managed PMS and AIF strategies selected with the same discipline.
We are candid by policy. Our illustrations use conservative assumptions and state them. Our calculators show the uncomfortable numbers (total interest on your home loan, the real value of your pension in today's rupees) because trust built on honest arithmetic is the only kind that survives a market cycle.
The partners
Nikesh Kumar
Leads Prospar's investment practice: mutual fund distribution, PMS & AIF curation, and client portfolios. A data-first investor educator, his published research on SIP discipline, inflation and the behaviour gap forms the evidence backbone of everything this firm recommends.
Ruchika
Leads client strategy, the financial-planning practice, and the digital platform you're using: the calculators, the insights, and the standards of evidence behind them.
How we work
- Education before products. You'll understand the reasoning (and the risks) before you're asked to commit a rupee.
- Structure before selection. Foundation first; growth assets matched to goals and horizons; sophistication only where it genuinely adds.
- Full disclosure. We are compensated through distribution arrangements, and we tell you exactly how. No hidden economics.
- Partner attention. As a boutique LLP we carry no sales targets and no product-of-the-month. You deal with partners, not a relationship-manager queue.
Who we serve
Professionals and families across India building long-term wealth through disciplined investing, and HNI investors (₹50 lakh+ investable) seeking thoughtfully curated PMS and AIF strategies with honest, side-by-side evaluation. Start a conversation on our contact page.
Content on this page describes our approach and is not investment advice or an offer. Investments are subject to market risks. Prospar Consulting LLP.